At the Debt Advisory Centre we’ve got all the answers to your debt problems plus helpful staff who can advise on the best solution for you.
IVAs - Individual Voluntary Arrangements
For those with debts of £15,000 or more, an IVA could be the best solution. It is a legally binding agreement between you and your creditors and can only be set up by a licensed Insolvency Practitioner.
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Debt consolidation
Debt Advisory Centre can offer a full range of solutions that best suit your needs to consolidate your debts.
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Debt management
If your debt repayments are out of control, turn them all into a tailored monthly payment. We may even be able to get the interest and charges frozen on your accounts.
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Remortgaging
For some homeowners, releasing the cash tied up in their home could be the best solution. A re-mortgage can help you pay off existing debts or raise money for other things such as home improvements or a new car.
You should think carefully before securing other debts against your home. Debt consolidation may increase the total amount to be repaid in the long term.
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Protected Trust Deeds
For Scottish residents a Trust Deed could be your best solution to getting out of debt.
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Key Information & Fees:
What fees are involved?
Depending on your situation, you may be advised to enter a specific debt solution. If you do, fees will be charged. As one of the longest-established debt solution providers in the UK we always strive to offer our customers an excellent service together with ensuring our fees remain competitive. Click here for more on our fees.
Will it affect my credit rating?
It will be affected in the short term but you should talk to an adviser for more information on the long term effects of any solution.
What if I change my mind?
You are under no obligation whatsoever to enter a debt solution. If you do choose to enter a solution, and then change your mind about it, you have the right to cancel the agreement at any time within the first 14 days. You will also receive a refund of any initial fee you’ve paid us.
To find out more, call us on: 0800 074 4111
Subject to eligibility and conditions. Repaying debt over a longer period may increase the total amount to be repaid but alternative solutions may be offered. Debt write-off applies to unsecured debts only on completion of an Individual Voluntary Arrangement. Fees are payable and homeowners may be required to remortgage during the term. Calls may be recorded. |
